:root{--primary:#102a43;--action:#0054a0;--hover:#003f78;--background:#fff;--surface:#f3f6f9;--ink:#1f2933;--muted:#52606d;--border:#74818d;--line:#d6dfe7}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--background);color:var(--ink);font:17px/1.65 Arial,Helvetica,sans-serif}a{color:var(--action);text-underline-offset:4px}a:hover{color:var(--hover)}button,input,textarea,select{font:inherit}button,a,summary,input,textarea{touch-action:manipulation}a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,textarea:focus-visible{outline:3px solid var(--action);outline-offset:4px}.button:focus-visible{outline-offset:5px}img{max-width:100%;display:block}h1,h2,h3{color:var(--primary);line-height:1.2;letter-spacing:-.02em}h1,h2{text-align:center}h1{font-size:clamp(2.05rem,4.1vw,3.7rem);max-width:1050px;margin:12px auto 22px}h2{font-size:clamp(1.65rem,2.6vw,2.3rem);max-width:960px;margin:0 auto 28px}h3{font-size:1.3rem;margin:30px 0 14px}p{margin:0 0 20px}.wrap{width:min(1120px,calc(100% - 48px));margin:auto}.skip{position:absolute;top:-150px;left:12px;background:#fff;padding:14px;z-index:100}.skip:focus{top:12px}.topline{background:var(--primary);color:#fff;text-align:center;padding:8px 16px;font-size:12px;letter-spacing:.08em}.header{background:#fff;border-bottom:1px solid var(--line)}.brandrow{display:flex;justify-content:space-between;align-items:center;gap:24px;padding:8px 0}.logo{width:220px;height:104px;object-fit:contain;filter:grayscale(1) brightness(.62)}.phone{font-size:22px;font-weight:700;text-decoration:none;display:inline-block}.phone small{display:block;font-size:12px;font-weight:400;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}.nav{display:flex;justify-content:center;align-items:center;gap:28px;padding:8px 0;border-top:1px solid var(--line);font-size:14px}.nav a,.nav summary{display:inline-flex;align-items:center;min-height:44px;text-decoration:none;font-weight:700}.nav details{position:relative}.nav summary{cursor:pointer;list-style:none}.nav summary::-webkit-details-marker{display:none}.nav summary:after{content:' +';margin-left:8px}.nav details[open] summary:after{content:' −'}.dropdown{position:absolute;top:44px;left:0;width:275px;padding:10px;background:#fff;border:1px solid var(--border);box-shadow:0 10px 25px #102a4318;z-index:30}.dropdown a{display:flex;padding:7px 12px}.dropdown a:hover{background:var(--surface)}.button{display:inline-flex;justify-content:center;align-items:center;min-height:48px;padding:13px 23px;border:1px solid var(--action);background:var(--action);color:#fff;text-decoration:none!important;font-weight:700;border-radius:3px;cursor:pointer;line-height:1.4;text-align:center}.button:hover{background:var(--hover);border-color:var(--hover);color:#fff}.button.outline{color:var(--action);background:transparent}.button.outline:hover{background:var(--surface);color:var(--hover)}.button.light{color:var(--action);background:#fff;border-color:#fff}.button.light:hover{background:var(--surface);color:var(--hover)}.button:disabled{opacity:.65;cursor:not-allowed}.nav .button{padding:10px 16px;min-height:44px}.menu{display:none}.hero{padding:48px 0 0;background:var(--surface);text-align:center}.eyebrow{font-size:12px;letter-spacing:.14em;text-transform:uppercase;font-weight:700;color:var(--action);margin-bottom:16px}.intro{font-size:19px;max-width:72ch;margin:0 auto 25px;line-height:1.65}.actions{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;margin:24px 0}.hero .cover{width:100%;height:340px;object-fit:cover;object-position:50% 48%;margin-top:36px}.hero.compact{padding:38px 0}.hero.compact h1{font-size:clamp(2rem,3.5vw,3rem)}.ribbon{display:grid;grid-template-columns:repeat(3,1fr);background:var(--primary);color:#fff;text-align:center}.ribbon span{padding:18px 12px;font-size:14px;border-right:1px solid #ffffff40}.section{padding:60px 0;background:var(--surface)}.section.white{background:#fff}.section.dark{background:var(--primary);color:#fff}.section.dark h2,.section.dark h3{color:#fff}.lede{max-width:74ch;margin:0 auto 32px;text-align:center;color:var(--muted)}.grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}.grid.three{grid-template-columns:repeat(3,minmax(0,1fr))}.grid.four{grid-template-columns:repeat(4,minmax(0,1fr))}.card{background:#fff;border:1px solid var(--line);border-radius:3px;overflow:hidden}.card img{width:100%;height:250px;object-fit:cover}.card-body{padding:25px}.card h3{margin-top:0}.card p{color:var(--muted)}.textlink{display:inline-block;font-weight:700;padding:5px 0}.step{padding:26px 20px;border-top:3px solid var(--action);background:#fff}.step h3{text-align:center;font-size:1.15rem}.step p{font-size:16px}.number{display:block;text-align:center;font-size:36px;line-height:1;color:var(--action);font-weight:700}.editorial{max-width:72ch;margin:auto}.editorial h3:first-child{margin-top:0}.editorial p:last-child{margin-bottom:0}.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}.split img{width:100%;height:400px;object-fit:cover}.tablewrap{overflow-x:auto}table{border-collapse:collapse;width:100%;background:#fff;text-align:left}th,td{padding:18px;border:1px solid var(--line);vertical-align:top}th{background:var(--primary);color:#fff;font-size:15px}td{font-size:16px}td:first-child{font-weight:700;min-width:120px}.areas{display:flex;justify-content:center;flex-wrap:wrap;gap:10px;max-width:980px;margin:auto}.areas a{padding:12px 17px;border:1px solid var(--border);border-radius:2px;background:#fff;font-weight:700;text-decoration:none;min-height:48px}.areas a:hover{background:var(--surface)}.faq{max-width:820px;margin:auto}.faq details{border-bottom:1px solid var(--line);padding:0}.faq summary{font-weight:700;color:var(--primary);cursor:pointer;padding:20px 36px 20px 0;position:relative;list-style:none;min-height:56px}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:'+';position:absolute;right:8px;top:18px;font-size:23px}.faq details[open] summary:after{content:'−'}.faq p{max-width:72ch;padding-right:16px}.cta{padding:55px 0;text-align:center;background:var(--primary);color:#fff}.cta h2{color:#fff}.cta p{max-width:64ch;margin:0 auto 24px}.cta .small{font-size:15px;margin:20px auto 0}.cta a:not(.button){color:#fff}.crumb{font-size:13px;line-height:1.6;padding-top:14px;padding-bottom:14px;color:var(--muted)}.notice{background:var(--surface);border-left:4px solid var(--action);max-width:640px;margin:0 auto 24px;padding:18px 20px;font-size:15px}.notice strong{display:block;color:var(--primary)}.form-shell{max-width:640px;margin:auto;background:#fff;padding:34px;border:1px solid var(--border);border-radius:3px}.form-shell h2{font-size:1.7rem}.form-shell .lede{font-size:16px;margin-bottom:22px}.form-shell .tag{color:var(--muted);font-size:13px}.form-shell label{display:block;font-weight:700;margin:20px 0 8px}.form-shell input,.form-shell textarea{width:100%;padding:12px;border:1px solid var(--border);border-radius:2px;background:#fff;color:var(--ink);min-height:50px}.form-shell input::placeholder,.form-shell textarea::placeholder{color:var(--muted);opacity:1}.form-shell textarea{min-height:130px;resize:vertical}.hint{font-size:14px;color:var(--muted);margin-top:16px}.error{font-size:15px;color:#9c2020;font-weight:700;min-height:1em}.form-shell [aria-invalid=true]{border:2px solid #9c2020}.footer{padding:54px 0 0;background:var(--surface);border-top:1px solid var(--line);font-size:15px}.footgrid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:50px}.footer h2{text-align:left;font-size:18px;margin:0 0 18px}.footer .logo{width:200px;height:95px;margin-top:-20px}.footer p{max-width:35ch}.footgrid>div>a:not(.phone){display:block;padding:8px 0;min-height:40px;text-decoration:none}.copyright{display:flex;justify-content:space-between;align-items:center;gap:24px;border-top:1px solid var(--line);margin-top:38px;padding:22px 0;font-size:12px}.legal-links{display:flex;gap:20px;flex-wrap:wrap}.legal-links a{padding:8px 0}.mobilecall{display:none}.small{font-size:14px}
@media(max-width:900px){.nav{gap:16px}.grid.four{grid-template-columns:repeat(2,minmax(0,1fr))}.footgrid{gap:24px}.hero .cover{height:300px}}
@media(max-width:700px){body{font-size:17px;padding-bottom:70px}.wrap{width:calc(100% - 36px)}.topline{font-size:10px;letter-spacing:.03em}.brandrow{padding:4px 0;gap:12px}.brandrow .logo{width:185px;height:86px}.brandrow>.phone{display:none}.menu{display:block;min-width:72px;min-height:44px;padding:8px 12px;background:#fff;border:1px solid var(--border);border-radius:2px;color:var(--primary);font-weight:700}.nav{display:none;align-items:stretch;padding:8px 0 16px;gap:4px;flex-direction:column}.nav.open{display:flex}.nav>a,.nav summary{padding:9px 12px;min-height:48px}.nav details .dropdown{position:static;width:100%;box-shadow:none;border:0;border-left:2px solid var(--line);padding:2px 0 6px 10px}.hero{padding-top:34px}.hero.compact{padding:28px 0}.hero h1{font-size:clamp(2rem,7.7vw,2.8rem)}.intro{font-size:18px}.hero .cover{height:230px;object-position:50% 50%;margin-top:28px}.hero .actions{gap:10px}.hero .button{width:100%;max-width:350px}.eyebrow{font-size:10px}.ribbon{grid-template-columns:1fr}.ribbon span{padding:9px;border:0;border-bottom:1px solid #ffffff30;font-size:13px}.section{padding:42px 0}.grid,.grid.three,.grid.four,.split,.footgrid{grid-template-columns:1fr}.split{gap:24px}.split img{height:250px}.card img{height:220px}.step{padding:22px}.step h3,.step .number{text-align:left}.step .number{font-size:26px}.card-body{padding:23px}.tablewrap table{min-width:650px}.areas{display:grid;grid-template-columns:1fr;width:100%}.areas a{text-align:center}.cta{padding:42px 0}.form-shell{padding:23px 20px}.notice{padding:15px 17px}.copyright{display:block}.legal-links{gap:10px 20px;margin-top:14px}.footer{padding-top:40px}.footgrid{gap:28px}.footer .logo{margin-top:-15px}.mobilecall{display:flex;position:fixed;bottom:0;left:0;right:0;align-items:center;justify-content:center;background:var(--action);color:#fff;min-height:58px;padding:14px 16px calc(14px + env(safe-area-inset-bottom));font-size:17px;font-weight:700;text-decoration:none;z-index:50}.mobilecall:hover{color:#fff;background:var(--hover)}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

.intro,.editorial{overflow-wrap:anywhere}